Noemic

Royal Oak, MI

What is the best place to go to refinance my home in Royal Oak, Michigan: local lenders?

Updated October 4, 2026How we rank

The answer

Top picks in Royal Oak: HomePal (5★, 128 reviews), Mortgage City (5★, 138 reviews), Jason Bock - NMLS 713743, Branch Manager, First Community Mortgage (5★, 158 reviews). Before choosing, compare the APR, fees and repayment terms in writing.

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Ranked · how we rank

  1. 1

    HomePal

    5.0 ★ (128)0.2 mi from downtown Royal Oak

    Mortgage lender

    Also nearby5.0 from 128 Google reviews, 0.2 mi away

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  2. 2

    Mortgage City

    5.0 ★ (138)0.7 mi from downtown Royal Oak

    Mortgage lender

    Also nearby5.0 from 138 Google reviews, 0.7 mi away

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  3. 3

    Jason Bock - NMLS 713743, Branch Manager, First Community Mortgage

    5.0 ★ (158)0.3 mi from downtown Royal Oak

    Mortgage lender

    Highest rated, weighted by review volume5.0 from 158 Google reviews, 0.3 mi away

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  4. 4

    Omega Lending Group

    4.9 ★ (129)0.1 mi from downtown Royal Oak

    Mortgage lender

    Closest to you0.1 mi away, 4.9 from 129 Google reviews

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  5. 5

    Community Choice Credit Union

    4.9 ★ (593)1.1 mi from downtown Royal Oak

    Bank

    Most reviewed4.9 from 593 Google reviews, 1.1 mi away

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Sources · updated October 4, 2026

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